Privacy Policy

1. Introduction

NeuroFin ("we," "us," or "our") is committed to protecting your privacy and ensuring the security of your personal and financial information. This Privacy Policy describes how we collect, use, share, and protect information through our behavioral intelligence platforms.

2. Information We Collect

2.1 Information You Provide

• Account registration information (name, email, password)
• Profile information (demographic data, financial goals)
• Financial account credentials (with your explicit consent)
• Communication preferences and feedback

2.2 Information Collected Automatically

• Transaction data from connected financial institutions
• Usage patterns and behavioral analytics
• Device information and IP addresses
• Cookies and similar tracking technologies

2.3 Information from Third Parties

• Financial data from authorized banking partners
• Identity verification from trusted providers
• Analytics from service providers

3. Google API Services Data

3.1 Google Calendar Data

• When you connect your Google Calendar to our platform, we access your calendar event data (event titles, dates, times, locations, attendees, and event descriptions) in read-only mode
• We do not modify, delete, or create events on your Google Calendar

3.2 How We Use Google Calendar Data

• Display your calendar events within our platform for scheduling and organizational purposes
• Sync calendar data to provide a unified view of your schedule alongside platform bookings and events
• We do not use Google Calendar data for advertising, profiling, or any purpose unrelated to the calendar functionality you requested

3.3 Storage and Protection

• Google Calendar data is stored securely in our cloud infrastructure with encryption at rest and in transit
• Calendar data is associated with your user account and organization and is not shared with other users or third parties
• Synced calendar data is refreshed periodically and retained only while your Google Calendar connection is active

3.4 Revoking Access

• You may disconnect your Google Calendar at any time through your account settings
• Upon disconnection, we revoke our access token and delete all synced Google Calendar data from our systems
• You may also revoke access directly through your Google Account at https://myaccount.google.com/permissions

3.5 Compliance with Google API Services User Data Policy

Our use and transfer of information received from Google APIs adheres to the Google API Services User Data Policy, including the Limited Use requirements.

4. How We Use Your Information

We use collected information to:

• Provide behavioral intelligence insights and financial analysis
• Personalize your experience and recommendations
• Maintain and improve our services
• Communicate with you about your account and services
• Ensure security and prevent fraud
• Comply with legal obligations
• Conduct research and development

5. Information Sharing

We do not sell, rent, or trade your personal information. We may share information:

• With your consent or at your direction
• With service providers who assist in our operations
• With financial advisors or CPAs (for white-label services, with your consent)
• To comply with legal requirements or protect rights
• In connection with a business transfer or merger

6. Data Security

We implement industry-standard security measures to protect your information, including:

• 256-bit SSL encryption for data transmission
• Bank-level security protocols
• Regular security audits and assessments
• Strict access controls and authentication
• Secure data storage with encryption at rest

While we strive to protect your information, no system is completely secure. We encourage you to use strong passwords and protect your account credentials.

7. Your Rights and Choices

You have the right to:

• Access and review your personal information
• Correct inaccurate or incomplete data
• Request deletion of your account and data
• Opt-out of marketing communications
• Disconnect financial accounts at any time
• Export your data in a portable format

8. Data Retention

We retain your information for as long as necessary to provide services, comply with legal obligations, resolve disputes, and enforce agreements. Financial transaction data is retained in accordance with applicable financial regulations, typically seven years.

9. Children's Privacy

ClassroomBanking is designed for educational use in supervised classroom settings. We collect minimal information from student users and require teacher or parental consent. We do not knowingly collect personal information from children under 13 without appropriate consent.

10. International Data Transfers

Your information may be transferred to and processed in countries other than your own. We ensure appropriate safeguards are in place to protect your information in accordance with this Privacy Policy.

11. California Privacy Rights

California residents have additional rights under the California Consumer Privacy Act (CCPA), including the right to know what personal information we collect, the right to delete personal information, and the right to opt-out of the sale of personal information (which we do not do).

12. Changes to This Policy

We may update this Privacy Policy periodically. We will notify you of material changes via email or through our platforms. Your continued use of our services after changes indicates acceptance of the updated policy.

13. Contact Us

If you have questions about this Privacy Policy or our data practices, please contact us: